Furnished Condo Rental Rates in Oxford MS — Month-to-Month Pricing Guide
Oxford, Mississippi has a rental market shaped by Ole Miss enrollment, seasonal demand cycles, and a population where 56% of households are renters. Fully furnished condos command a meaningful premium over unfurnished units — but the actual monthly cost varies significantly based on bedroom count, proximity to campus and the Oxford Square, lease term, and seasonal timing. This page presents current furnished rental rate data from multiple listing platforms and market sources to help owners, investors, and prospective tenants understand month-to-month furnished condo pricing in Oxford.
Oxford Condo Market Context
- SF comparison: Single-family median $475,000, $240 PPSF, 72 DOM (680 transactions)
- Condo market: Condo median $449,900, $266 PPSF, 89 DOM (834 transactions, Jan 2025–Jun 2026)
- Property tax: 129.67 mills total (Lafayette County 35.51 (MS Code §27-39-303) + City of Oxford 32.65 (MS Code §27-39-307) + OSD 61.51 (MS Code §37-57-105)); Annual Tax = Sale Price × 10% (homestead) or 15% (non-homestead) × 0.12967 per MS Code §27-35-4
- Insurance: Condo owners need HO-6 policy; building master policy paid through HOA
- Wind/hail deductible: 1%–5% common in Mississippi
- FHA limit: $541,287 | Conforming: $832,750 (building must meet lender approval)
- STR: City permit required; 7% MS sales tax on rental income
MLS data in this section is sourced from the Navica platform of the North Central Mississippi Board of Realtors; additional figures are drawn from cited public sources. Rosenblatt Real Estate provides this information as a general market reference and does not warrant the accuracy, completeness, or currentness of any data presented on this page. Contact Rosenblatt Real Estate at (601) 842-5588 or bill@rosenblattrealestate.com for pricing guidance, the Lafayette County Tax Assessor, your lender, or your insurance provider to verify figures relevant to a specific transaction.
Furnished rentals in Oxford serve multiple audiences: Ole Miss parents housing students, visiting faculty and staff, travel healthcare professionals at Baptist Memorial Hospital, corporate relocations, and second-home owners testing the market before purchasing. Each audience has different lease-term expectations and price sensitivity.
Current Furnished Condo Monthly Rates
The following rates reflect actual furnished condo and apartment listings across multiple platforms as of early 2026. Rates vary by location, condition, amenities, and proximity to campus and the Square.
| BEDROOM COUNT | FURNISHED MONTHLY RATE | UNFURNISHED BASELINE | FURNISHED PREMIUM |
|---|---|---|---|
| 1 BR | $1,200 – $1,900/mo | $935 – $1,476/mo | 20% – 35% |
| 2 BR | $1,700 – $2,300/mo | $1,712 – $1,844/mo | 15% – 30% |
| 3 BR | $2,200 – $4,500/mo | $1,866 – $2,864/mo | 20% – 40% |
| 4 BR | $2,850+/mo | $2,400 – $4,800/mo | Varies widely |
Furnished rates sourced from Apartments.com, ApartmentHomeLiving.com, Craigslist North MS, and Rentable.co (2025–2026 listings). Unfurnished baseline rates from RentCafe, Apartments.com, and Rent.com. The furnished premium typically ranges from 15% to 40% above unfurnished rates, with shorter lease terms commanding higher premiums.
Specific Furnished Listing Examples
The following are actual furnished rental listings found across Oxford platforms, providing concrete price points by location and unit type:
| PROPERTY / LOCATION | BEDS / BATHS | MONTHLY RENT | SOURCE |
|---|---|---|---|
| 213 N 6th St, Unit 213 | 3 BR | $4,500 | Rentable |
| South Lamar Townhomes | Luxury | $3,600 | Craigslist North MS |
| 2150 Anderson Rd | 3 BR / 3 BA | $3,000 | ApartmentHomeLiving |
| 2495 Old Taylor Rd | 3 BR / 3.5 BA | $2,950 | ApartmentHomeLiving |
| 15 Aspen Loop | 4 BR | $2,850 | Rentable |
| 1076 Anchorage Rd (Magnolia Grove) | 3 BR | $2,800 | Rentable |
| 103 Farm View Dr | 3 BR | $2,775 | Rentable |
| 509 Alexa Drive | 3 BR / 2.5 BA | $2,750 | Homes.com |
| 1101 Molly Barr Rd, Unit 210 | 3 BR | $2,700 | Rentable |
| Spacious Clean Condo | 2 BR | $2,300 | Craigslist North MS |
| Bluffs East #405 | 3 BR / 3 BA | $2,200 | Craigslist North MS |
| 1800 Jackson Ave W | 2 BR / 2 BA | $2,200 | ApartmentHomeLiving |
| 951 Frontage Rd, Unit 54 | 2 BR | $2,000 | Rentable |
| 1000 N Lamar Blvd | 2 BR | $2,000 | Rentable |
| Condo (furnished) | 1 BR / 1 BA | $1,900 | ApartmentHomeLiving |
| Modern Condo | 2 BR / 2.5 BA | $1,850 | Craigslist North MS |
| Hickory Cv #5 | 2 BR | $1,800 | Rentable |
| New construction condo | 1 BR / 1 BA | $1,750 | Crye-Leike Oxford |
| 2014 Dundee Rd | 2 BR (furnished) | $1,700 | Rentable |
| Shiloh Park | 2 BR / 2 BA | $1,400 | Craigslist North MS |
Listings reflect asking prices at time of research (2025–2026). Actual rents may differ based on negotiation, lease term, and seasonal timing. Not all listings may still be available.
Student Housing — Furnished Per-Bedroom Rates
Oxford student housing is almost universally furnished and priced per bedroom with individual leases. These rates provide an important benchmark because student housing competes directly with condo rentals for the same tenant pool.
| PROPERTY | UNIT TYPE | PER-BEDROOM RATE | LEASE TERM |
|---|---|---|---|
| Rev Anderson | 1 BR (561 sq ft) | $1,799/mo (whole unit) | Aug 2026 – Jul 2027 |
| Rev Anderson | 2 BR (424 sq ft/person) | $1,199/person/mo | Aug 2026 – Jul 2027 |
| Archive Oxford | 1–4 BR | $699 – $1,865/bedroom | Aug 2026 – Jul 2027 |
| Rev 1903 | 1 BR (692 sq ft) | $1,459/mo (whole unit) | Aug 2026 – Jul 2027 |
| Rev 1903 | 2 BR (998 sq ft) | $859/person/mo | Aug 2026 – Jul 2027 |
| U Club Townhomes | 3 BR | $734 – $949/bedroom | Aug – Jul (11 mo) |
| Flatts at South Campus | 1–4 BR | $699 – $1,599/bedroom | Aug 2026 – Jul 2027 |
| The Quarters Oxford | 3–4 BR | Starting ~$414/bedroom | Aug – Jul |
| Links at Oxford | 1–2 BR | $845 – $1,135/mo | 12-month lease |
Sources: American Campus Communities (U Club); Rev Oxford; Archive Oxford; Flatts at South Campus (Apartments.com); The Quarters Oxford; Links at Oxford; Ole Miss Off-Campus Housing Portal. Student housing rates reflect 2026–2027 academic year pricing. U Club Townhomes reported 22%+ year-over-year rent growth with 99% occupancy.
Seasonal Demand and Pricing Patterns
Furnished rental demand in Oxford follows the Ole Miss academic calendar. Timing affects both availability and pricing:
| SEASON | DEMAND LEVEL | PRICING IMPACT | AVAILABILITY |
|---|---|---|---|
| August – October | Peak | Maximum rates; limited negotiation | Very limited — 99% occupancy at major complexes |
| November – December | Moderate | Stable rates | Moderate — some mid-year openings |
| January | Secondary peak | Near-peak rates for spring semester starts | Limited — spring lease demand |
| February – April | Moderate | Stable rates | Moderate |
| May – July | Low | Reduced rates; sublease availability increases | Highest availability as students leave |
Source: Zillow Rental Manager market trends; Oxford MS Rentals; AirROI seasonal data. Searching in December through February or May through July typically yields the best rates and most options.
Oxford Rental Market Context
Understanding the broader Oxford rental market helps frame furnished condo pricing:
| METRIC | DATA | SOURCE |
|---|---|---|
| Average overall rent | $2,283/mo | RentCafe (Feb 2026) |
| Year-over-year rent increase | +10.28% | RentCafe |
| Renter-occupied households | 56% (5,629 households) | Census / RentCafe |
| Furnished apartment average | $1,207 – $1,875/mo | Apartments.com |
| Furnished home/condo average | $2,659/mo (range: $1,550 – $4,800) | Apartments.com |
| Student housing rent growth | 22%+ YoY (U Club Townhomes) | American Campus Communities |
| Rent distribution: under $1,500 | 19% of market | RentCafe |
| Rent distribution: $1,500 – $2,500 | 47% of market | RentCafe |
| Rent distribution: over $2,500 | 33% of market | RentCafe |
Oxford rents have risen significantly, driven by Ole Miss enrollment growth, limited housing supply, and the university town lifestyle appeal that has made Oxford a top-100 retirement destination. The $1,500 – $2,500 range represents the largest segment of the rental market at 47% of all listings.
Furnished Rental Options by Tenant Type
Ole Miss Parents
Parents purchasing a condo for student housing often furnish the unit at move-in and maintain it furnished throughout the student tenure. During summers and breaks, a furnished unit can be rented month-to-month or through STR platforms to offset carrying costs. The furnished premium (15% – 35% above unfurnished) is recovered through higher rental rates during vacant periods. See Ole Miss Parent Condo Purchase Strategy.
Travel Healthcare Professionals
Baptist Memorial Hospital – North Mississippi and other Oxford healthcare facilities generate demand for furnished month-to-month rentals. Furnished Finder, a platform popular with travel nurses, lists 12 furnished rentals in Oxford with 6 typically available at any given time. Healthcare assignments typically run 8 – 13 weeks, making furnished condos an attractive alternative to extended-stay hotels.
Corporate and Faculty Relocations
Ole Miss faculty hires, visiting professors, and corporate relocations create demand for furnished units in the $1,700 – $3,000/month range. Corporate Housing by Owner (CHBO) and CorporateHousing.com both list furnished executive housing in Oxford. The Links at Oxford specifically markets furnished Executive Suites for this segment.
Second-Home Buyers Testing the Market
Prospective Oxford buyers sometimes rent furnished month-to-month before committing to purchase. This allows them to experience different neighborhoods, game-day dynamics, and seasonal patterns before selecting a subdivision. See Second-Home Buyers Guide.
Furnished vs. Unfurnished — Owner Economics
Condo owners deciding whether to offer their unit furnished should consider the following cost-benefit framework:
Upfront Furnishing Investment
- Basic furnishing package (functional, clean, durable) — $5,000 – $10,000 for a 2BR unit
- Mid-range STR/rental quality (attractive, photography-ready) — $10,000 – $20,000 for a 2BR unit
- Premium/luxury furnishing (designer quality, high-end) — $20,000+ for a 2BR unit
Monthly Revenue Impact
Using the 2BR condo range as an example:
- Unfurnished monthly rent: approximately $1,712 – $1,844
- Furnished monthly rent: approximately $1,700 – $2,300
- Monthly premium: approximately $0 – $500/month ($0 – $6,000/year)
At a $300/month furnished premium, a $10,000 furnishing investment pays for itself in approximately 33 months. Higher premiums or STR-quality furnishing that enables game-weekend rentals at $300 – $800/night can accelerate the payback period significantly. For STR income modeling with game-day rates, see STR Income Modeling for Game-Day Markets.
Replacement and Maintenance
- Furnished units experience faster wear, particularly with tenant turnover or STR use
- Plan for furniture replacement cycles of 3 – 5 years for high-traffic items (mattresses, sofas, dining chairs)
- Budget 5% – 10% of annual rental income for furnishing maintenance and replacement
Where to Find Furnished Rentals in Oxford
| PLATFORM | FURNISHED LISTINGS | BEST FOR |
|---|---|---|
| Apartments.com | 10–12 furnished condos; 12 furnished apartments | Traditional lease search |
| Furnished Finder | 12 listings (6 typically available) | Travel healthcare professionals |
| Craigslist North MS | Multiple listings | Direct owner rentals; negotiable terms |
| Rentable.co | 1,497 condos/townhomes total | Condo-specific search |
| Airbnb (monthly stays) | Multiple listings with 30+ night discounts | Flexible month-to-month |
| Corporate Housing by Owner (CHBO) | Available (inquiry-based) | Executive/corporate relocations |
| Ole Miss Off-Campus Housing Portal | Multiple furnished | Student housing |
| Zumper | 39 short-term furnished | Short-term flexible leases |
Listing counts reflect availability at time of research and fluctuate based on season and market conditions.
Frequently Asked Questions
How much does a furnished condo rent for in Oxford MS per month?
Furnished condo monthly rates in Oxford range from approximately $1,200 to $1,900 for a 1-bedroom, $1,700 to $2,300 for a 2-bedroom, and $2,200 to $4,500 for a 3-bedroom. These rates represent a 15% to 40% premium over unfurnished units. Actual rates vary by location, condition, proximity to campus and the Oxford Square, amenities, and lease term. Shorter lease terms typically command higher monthly rates.
When is the cheapest time to rent a furnished condo in Oxford MS?
The lowest furnished rental rates and highest availability occur during May through July (after students leave) and December through February (between semesters). August through October is the most expensive period with the least availability, as academic-year leases begin and major student housing complexes report 99% occupancy. Searching in the off-peak months increases the chance of finding reduced rates and more negotiation flexibility.
Is it worth furnishing my Oxford condo for rental purposes?
Furnishing a condo typically generates a 15% to 40% monthly rent premium. For a 2-bedroom condo, this translates to approximately $0 to $500 per month in additional rent. A mid-range furnishing investment of $10,000 to $20,000 can pay for itself within 2 to 3 years through higher rental income. Furnished units also appeal to a broader tenant pool including travel healthcare professionals, visiting faculty, and corporate relocations. If the subdivision permits short-term rentals, furnished units can access the game-day STR market where nightly rates range from $300 to $4,500. Contact Rosenblatt Real Estate for subdivision-specific rental analysis.
How do Oxford furnished condo rents compare to student housing?
Purpose-built student housing in Oxford charges $414 to $1,865 per bedroom per month with individual leases, while furnished condos typically rent for $1,700 to $4,500 per month as whole units. On a per-bedroom basis, a furnished 3-bedroom condo at $2,700 per month ($900/bedroom) is competitive with mid-range student housing. Student complexes typically include amenities like pools, fitness centers, and study rooms, while condos near the Square offer walkability and game-day proximity that student complexes farther from campus cannot match. Contact Bill Rosenblatt, Broker at Rosenblatt Real Estate, at (601) 842-5588 or bill@rosenblattrealestate.com for Oxford-specific guidance.
Rental rate data in this page is drawn from Apartments.com, RentCafe, ApartmentHomeLiving.com, Rentable.co, Craigslist North MS, Furnished Finder, American Campus Communities, Rev Oxford, Archive Oxford, Ole Miss Off-Campus Housing Portal, Zillow Rental Manager, and KAYAK (2025–2026 data). Rental rates change frequently based on market conditions, seasonal demand, and individual property factors. This page provides a market data framework — not specific rental pricing guarantees. Consult a licensed Mississippi real estate professional or property manager for current rates and availability.
Oxford Real Estate Intelligence Cross-Reference
- Market Intelligence — price trends, seasonal patterns, forecast models
- Single-Family Guide — 36 subdivisions, PPSF data, market profiles
- Condo Guide — 33 building profiles, HOA data, ownership analysis
- Costs and Fees — buyer/seller cost breakdowns, tax calculations
- Neighborhoods — school zones, proximity rankings, comparison tools
- Timing and Risk — DOM analysis, seasonal patterns, risk assessment
- Legal and Tax — Mississippi deed-of-trust, closing process, tax framework
- Lifecycle Scenarios — 50 transaction scenarios with Oxford context
- Buying and Selling — step-by-step transaction guidance
- Living in Oxford — schools, culture, cost of living overview
MLS Data Disclaimer: Market data is derived from the greater Oxford market area MLS records (North Central Mississippi Board of Realtors) and public sources. This information is deemed reliable but is not guaranteed. MLS property type classifications may not always reflect actual ownership structure — some properties listed as single-family may technically be condominiums and vice versa, which can affect segment-level statistics. It is not intended as financial, legal, or tax advice. Consult appropriate licensed professionals for situation-specific guidance.
Contact Rosenblatt Real Estate
Bill Rosenblatt
Broker, Rosenblatt Real Estate, LLC
Phone: (601) 842-5588
Email: bill@rosenblattrealestate.com
This page provides general information about real estate in Oxford, Mississippi. Individual circumstances vary. This is not legal, tax, or financial advice. Consult appropriate licensed professionals for situation-specific guidance.
Last reviewed July 2026 | Part of the Condos Near the Square hub. For furnished rental analysis and property management referrals, contact Rosenblatt Real Estate.