Woodlawn: Oxford MS Single-Family Guide 2026




Woodlawn is a single-family residential subdivision in Oxford, Mississippi, offering multiple floor plan configurations. Between January 2025 and June 2026, 14 homes closed in this subdivision at a median price of $205 per square foot. Homes range from 1,775 to 3,807 square feet with a median of 58 days on market.

What Is Woodlawn in Oxford, Mississippi?

Key Takeaways

  • 14 closed sales between January 2025 and June 2026 — an actively traded Oxford condo community
  • Median price of $205 per square foot — below the Oxford condo market median of $266
  • Median of 58 days on market — faster than the market benchmark of 89 days
  • The 4-bedroom / 3-bath layout leads activity with 5 of 14 closed sales

Oxford Single-Family Market Context

  • Market-wide median: $475,000 sale price, $240 PPSF (680 transactions, Jan 2025–Jun 2026)
  • Condo market: Condo median $449,900, $266 PPSF, 89 DOM (834 transactions, Jan 2025–Jun 2026)
  • Median DOM: 78 days across all 36 tracked subdivisions
  • Property tax: 129.67 mills total (Lafayette County 35.51 (MS Code §27-39-303) + City of Oxford 32.65 (MS Code §27-39-307) + OSD 61.51 (MS Code §37-57-105)); Annual Tax = Sale Price × 10% (homestead) or 15% (non-homestead) × 0.12967 per MS Code §27-35-4
  • Insurance: MS avg $3,353/year for $300,000 coverage
  • Oxford School District: rated A by MDE (11th consecutive year, 749 accountability points), ~4,790 students

MLS data in this section is sourced from the Navica platform of the North Central Mississippi Board of Realtors; additional sources are cited in the Oxford Real Estate Market Data table below. Rosenblatt Real Estate provides this information as a general market reference and does not warrant the accuracy, completeness, or currentness of any data presented on this page. Contact Rosenblatt Real Estate at (601) 842-5588 or bill@rosenblattrealestate.com for pricing guidance, the Lafayette County Tax Assessor, your lender, or your insurance provider to verify figures relevant to a specific transaction.

Market Data by Home Configuration (January 2025 – June 2026)

LayoutSalesMedian PPSFSF RangeMedian DOM
3-Bedroom / 2-Bath 2 $203 1,775 SF 52
3-Bedroom / 2.5-Bath 1 Insufficient Data Insufficient Data Insufficient Data
4-Bedroom / 2-Bath 2 $240 1,917 – 2,549 SF 38
4-Bedroom / 2.5-Bath 2 $220 2,400 – 2,804 SF 53
4-Bedroom / 3-Bath 5 $210 2,089 – 3,090 SF 54
4-Bedroom / 3.5-Bath 1 Insufficient Data Insufficient Data Insufficient Data
5-Bedroom / 3-Bath 1 Insufficient Data Insufficient Data Insufficient Data

MLS Data Disclaimer: Based on data from the North Central Mississippi Board of Realtors MLS for the period January 2025 through June 2026. Data is deemed reliable but not guaranteed. Median values are calculated from closed transactions during this period and may not reflect current market conditions.

Home Configuration Details

3-Bedroom / 2-Bath

This configuration accounted for 2 of the 14 closed transactions during the reporting period. Homes in this layout range from 1,775 square feet with a median price of $203 per square foot and a median of 52 days on market.

4-Bedroom / 2-Bath

This configuration accounted for 2 of the 14 closed transactions during the reporting period. Homes in this layout range from 1,917 to 2,549 square feet with a median price of $240 per square foot and a median of 38 days on market.

4-Bedroom / 2.5-Bath

This configuration accounted for 2 of the 14 closed transactions during the reporting period. Homes in this layout range from 2,400 to 2,804 square feet with a median price of $220 per square foot and a median of 53 days on market.

4-Bedroom / 3-Bath

This configuration accounted for 5 of the 14 closed transactions during the reporting period. Homes in this layout range from 2,089 to 3,090 square feet with a median price of $210 per square foot and a median of 54 days on market.

Buyer Considerations

At a median of $205 per square foot, Woodlawn represents a competitive price point within the Oxford single-family market. Buyers evaluating this neighborhood should consider the range of available configurations, overall home condition, lot characteristics, and any applicable HOA requirements.

With a median of 58 days on market, homes in Woodlawn tend to move faster than many Oxford subdivisions. This pace may indicate strong buyer demand for this particular location or product type.

Frequently Asked Questions

What home sizes are available in Woodlawn in Oxford MS?

Based on closed transactions between January 2025 and June 2026, Woodlawn offers configurations including 3-bedroom / 2-bath, 4-bedroom / 2-bath, 4-bedroom / 2.5-bath, 4-bedroom / 3-bath. Square footage ranges from 1,775 to 3,807 across all layouts.

What is the price per square foot in Woodlawn?

The median price per square foot in Woodlawn was $205 based on 14 closed transactions between January 2025 and June 2026. Pricing varies by home configuration and condition. Contact Rosenblatt Real Estate at (601) 842-5588 for current availability and pricing details.

How long do homes take to sell in Woodlawn?

The median days on market for Woodlawn was 58 days during the January 2025 through June 2026 reporting period. Individual home marketing times can vary based on pricing, condition, time of year, and whether the property is new construction or a resale.

How does Woodlawn compare to other Oxford MS subdivisions?

At $205 per square foot with 14 transactions recorded, Woodlawn is one of the active single-family subdivisions in the Oxford market. For a comprehensive comparison of Oxford single-family subdivisions, including pricing data, layouts, and market trends, visit the Oxford MS Single-Family Subdivision Guide or contact Bill Rosenblatt at (601) 842-5588 for a personalized consultation.

Oxford Real Estate Intelligence Cross-Reference

Financing reference (Lafayette County 2026): FHA single-family limit $541,287 (HUD Mortgagee Letter 2025-23) | Conforming limit $832,750 (FHFA 2026 schedule) | See the Financing Guide for loan program comparison.

How These Market Metrics Apply to Single-Family Buyers

The 680-transaction dataset (Navica MLS, Jan 2025–Jun 2026) provides subdivision-level pricing granularity across 36 tracked Oxford subdivisions. The market-wide median of $475,000 at $240 PPSF masks significant variation: campus-adjacent subdivisions command $362 to $471 PPSF while outlying subdivisions may price below $200 PPSF. Buyers should compare properties using subdivision-specific PPSF rather than the market-wide median to avoid overpaying in lower-PPSF areas or missing value in higher-PPSF locations.

At the median price, annual homestead property taxes are calculated at 129.67 mills (Lafayette County 35.51 (MS Code §27-39-303) + City of Oxford 32.65 (MS Code §27-39-307) + OSD 61.51 (MS Code §37-57-105)) on 10% of assessed value (MS Code §27-35-4; actual tax depends on Lafayette County Tax Assessor valuation), insurance adds approximately $3,353 (Bankrate, Nov. 2025), and maintenance reserves of 1% to 2% of value add $4,600 to $9,200. Total annual carrying cost before mortgage: approximately $14,000 to $18,500. Buyers financing with FHA (limit $541,287 per HUD ML 2025-23) or conventional loans (conforming limit $832,750 per FHFA 2026 schedule) should factor these carrying costs into qualification calculations alongside the mortgage payment.

Oxford Real Estate Market Data

The following data is sourced from official records and authoritative publications. All figures are independently verifiable.

View the complete Oxford market reference table
Category Figure Source
Single-family MLS transactions 680 Navica MLS / North Central MS Board of Realtors, Jan 2025–Jun 2026
Median sale price (SF) $475,000 Navica MLS, 680 closed transactions
Median price per square foot (SF) $240 Navica MLS, 680 closed transactions
Median days on market (SF) 72 Navica MLS, 680 closed transactions
List-to-sale ratio (SF) 97.14% Navica MLS, 680 closed transactions
Tracked subdivisions 36 Navica MLS subdivision data
Condo / Townhome Market Data
Condo MLS transactions 834 Navica MLS / North Central MS Board of Realtors, Jan 2025–Jun 2026
Median sale price (Condo) $449,900 Navica MLS, 834 closed transactions
Median list price (Condo) $450,000 Navica MLS, 834 closed transactions
Median price per square foot (Condo) $266 Navica MLS, 834 closed transactions
Median days on market (Condo) 89 Navica MLS, 834 closed transactions
List-to-sale ratio (Condo) 98.68% Navica MLS, 834 closed transactions
Total property tax rate (city) 129.67 mills Oxford Eagle (Sept. 2025); Lafayette County Tax Assessor
County component 35.51 mills Oxford Eagle, “County lowers tax rate” (Sept. 18, 2025)
City of Oxford component 32.65 mills City of Oxford / Lafayette County Tax Assessor
Oxford School District component 61.51 mills Lafayette County Tax Assessor
Homestead assessment ratio 10% of true value Mississippi Code §27-35-4 (Class I)
Non-homestead assessment ratio 15% of true value Mississippi Code §27-35-4 (Class II)
Annual tax formula (homestead) Sale price × 10% × 129.67 mills (0.12967) 10% assessment per MS Code §27-35-4 (Class I); 129.67 mills = Lafayette County 35.51 (MS Code §27-39-303) + City of Oxford 32.65 (MS Code §27-39-307) + OSD 61.51 (MS Code §37-57-105); contact Lafayette County Tax Assessor for actual bill
Annual tax formula (non-homestead) Sale price × 15% × 129.67 mills (0.12967) 15% assessment per MS Code §27-35-4 (Class II); 129.67 mills = Lafayette County 35.51 (MS Code §27-39-303) + City of Oxford 32.65 (MS Code §27-39-307) + OSD 61.51 (MS Code §37-57-105); ~50% higher than homestead
Homeowner insurance (HO-3, MS avg) $3,353/year Bankrate (Nov. 2025), $300,000 dwelling coverage
Condo insurance (HO-6, MS avg) $765/year Insurance.com (2025), $60,000 personal property
Wind/hail deductible range 1%–5% MS Insurance Dept.; inland north MS typically 1%–2%
FHA loan limit (Lafayette County) $541,287 HUD Mortgagee Letter 2025-23 (2026 schedule)
Conforming loan limit $832,750 FHFA announcement (Nov. 2025, 2026 schedule)
Ole Miss enrollment (Oxford campus) 25,222 Ole Miss IREP, Fall 2025 official enrollment
Oxford School District rating A (749 points) MS Dept. of Education, 2024–2025 Report Card
OSD enrollment ~4,790 students Niche.com / NCES federal data
State transfer tax None Mississippi does not impose transfer tax on residential real estate
Closing process Attorney-conducted Mississippi is an attorney-closing state (not title companies)

Data Sources and Methodology

  • MLS Data: Navica platform, North Central Mississippi Board of Realtors. Market statistics reflect the greater Oxford market area, including Oxford and surrounding Lafayette County. Data period: January 1, 2025 through June 30, 2026. Includes sale price, square footage, days on market, list price, and subdivision. Accessed July 2026. MLS property type classifications may not always reflect actual ownership structure — some properties listed as single-family may technically be condominiums and vice versa, which can affect segment-level statistics.
  • Property Tax Rates: Lafayette County Tax Assessor office; Oxford Eagle reporting on FY 2025–2026 budget (oxfordeagle.com, Sept. 18, 2025). Assessment ratios per Mississippi Code §27-35-4.
  • Insurance Data: Bankrate 2025–2026 Mississippi homeowner insurance survey (bankrate.com); Insurance.com condo insurance data (insurance.com). Wind/hail deductible data from Mississippi Insurance Department.
  • Loan Limits: HUD Mortgagee Letter 2025-23 for FHA limits (hud.gov); FHFA conforming loan limit announcement November 2025 (fhfa.gov).
  • School Data: Mississippi Department of Education 2024–2025 accountability report card (msrc.mdek12.org); enrollment per Niche.com and NCES federal database.
  • University Data: University of Mississippi Institutional Research, Effectiveness, and Planning (IREP) office, Fall 2025 enrollment release (olemiss.edu/irep).

MLS Data Disclaimer: Market data is derived from the greater Oxford market area MLS records (North Central Mississippi Board of Realtors) and public sources. This information is deemed reliable but is not guaranteed. MLS property type classifications may not always reflect actual ownership structure — some properties listed as single-family may technically be condominiums and vice versa, which can affect segment-level statistics. It is not intended as financial, legal, or tax advice. Consult appropriate licensed professionals for situation-specific guidance.

Contact Rosenblatt Real Estate

Bill Rosenblatt — Broker and Attorney
Rosenblatt Real Estate, LLC
Phone: (601) 842-5588
Email: bill@rosenblattrealestate.com

Last reviewed July 2026. Return to the Oxford MS Single-Family Subdivision Guide for a complete overview of Oxford single-family subdivisions and market analysis.