Condos with Parking Near the Oxford Square
Parking is one of the most important practical considerations for condo buyers near the Oxford Square. The availability and type of parking varies significantly across the 29 profiled subdivisions — from under-building garages to assigned surface lots to unassigned street parking. This difference has direct implications for daily convenience, game-day logistics, STR guest experience, and resale value.
Oxford Condo Market Context
- SF comparison: Single-family median $475,000, $240 PPSF, 72 DOM (680 transactions)
- Condo market: Condo median $449,900, $266 PPSF, 89 DOM (834 transactions, Jan 2025–Jun 2026)
- Property tax: 129.67 mills total (Lafayette County 35.51 (MS Code §27-39-303) + City of Oxford 32.65 (MS Code §27-39-307) + OSD 61.51 (MS Code §37-57-105)); Annual Tax = Sale Price × 10% (homestead) or 15% (non-homestead) × 0.12967 per MS Code §27-35-4
- Insurance: Condo owners need HO-6 policy; building master policy paid through HOA
- Wind/hail deductible: 1%–5% common in Mississippi
- FHA limit: $541,287 | Conforming: $832,750 (building must meet lender approval)
- STR: City permit required; 7% MS sales tax on rental income
MLS data in this section is sourced from the Navica platform of the North Central Mississippi Board of Realtors; additional sources are cited in the Oxford Real Estate Market Data table below. Rosenblatt Real Estate provides this information as a general market reference and does not warrant the accuracy, completeness, or currentness of any data presented on this page. Contact Rosenblatt Real Estate at (601) 842-5588 or bill@rosenblattrealestate.com for pricing guidance, the Lafayette County Tax Assessor, your lender, or your insurance provider to verify figures relevant to a specific transaction.
Parking Comparison by Type
Covered Parking / Parking Garage
These subdivisions provide covered or garage parking, which represents the premium tier of parking amenities near the Oxford Square:
| Subdivision | Parking Type | Price Rank | Distance to Square |
|---|---|---|---|
| Harrison Square | Under-building parking garage | #1 | 0.1mi |
| High Cotton | Under-building parking garage | #2 | 0.1mi |
| The Monroe | Under-building parking garage | #3 | 0.1mi |
| Inmon House | Under-building parking garage | #4 | 0.2mi |
| The Magnolia Collection | Under-building parking garage | #5 | 0.1mi |
| Van Buren Village | Attached garages | #6 | 0.4mi |
| 514 Jackson Avenue | Under-building parking garage | #7 | 0.4mi |
| 1200 Jefferson | Under-building parking garage | #8 | 0.2mi |
| Dell Condos | Attached garages | #9 | 0.5mi |
| Camellia Park | Attached garages | #10 | 0.2mi |
| The Ice House | Under-building parking garage | #12 | 0.1mi |
| Tanglewood | Attached garages | #18 | 0.5mi |
| Belmont | Attached garages | #20 | 1.1mi |
| Fallen Oaks | Attached garages | #21 | 0.5mi |
Surface Lot
These subdivisions provide surface lot spaces — dedicated spots that are not covered but are reserved for specific unit owners:
| Subdivision | Parking Type | Price Rank | Distance to Square |
|---|---|---|---|
| Jefferson Place | Surface lot | #11 | 0.7mi |
| Oaks on East Jackson | Surface lot | #15 | 0.5mi |
| Oak Park | Surface lot | #16 | 0.5mi |
| The Morgan | Surface lot | #19 | 0.8mi |
| Savannah Square | Surface lot | #13 | 1.0mi |
Limited or Unassigned Parking
These subdivisions have more limited parking arrangements, which may include unassigned shared lots or street parking:
| Subdivision | Parking Notes | Price Rank | Distance to Square |
|---|---|---|---|
| Tyler | Surface lot | #14 | 0.5mi |
| A Southern Place | Surface lot | #17 | 0.5mi |
| Oxford Manor | Surface lot | #22 | 0.3mi |
| Abbey Lane | Surface lot | #23 | 0.4mi |
| Bienville Place | Surface lot | #24 | 0.4mi |
| Pecan Grove | Limited surface | #25 | 0.3mi |
| Olde Oxford | Surface lot | #26 | 0.5mi |
| Acadia Court | Surface lot | #27 | 0.4mi |
| Hillside | Surface lot | #28 | 0.7mi |
| Canterbury Square | Surface lot | #29 | 0.6mi |
Why Parking Matters in Oxford
Game-Day Impact
During Ole Miss home football weekends, public parking near the Oxford Square becomes extremely limited. Condo residents with covered or assigned parking avoid the game-day parking scramble. For STR owners, dedicated parking is a major selling point for game-weekend guests. See Game Day Oxford.
Pricing Premium
Covered parking and dedicated garage access command measurable pricing premiums in the Oxford condo market. This premium is reflected in the Price Rank positioning of subdivisions with the strongest parking amenities. See What Drives Condo Pricing Near the Square.
Resale Value
Parking type affects the buyer pool at resale. Subdivisions with covered or garage parking attract a broader buyer pool including downsizers, luxury buyers, and second-home purchasers who prioritize convenience. See Oxford MS Condo Resale.
Due Diligence
Before purchasing, verify parking assignment in writing. Confirm whether the space is deeded (included in the unit deed), assigned (allocated by the HOA and potentially reassignable), or unassigned (first-come, first-served). Deeded spaces carry the strongest ownership protection.
Frequently Asked Questions
Which Oxford condos have covered parking or a garage?
Among the 29 profiled subdivisions, Harrison Square, High Cotton, The Monroe, The Magnolia Collection, 1200 Jefferson, Van Buren Village, 514 Jackson Avenue, Belmont, and Fallen Oaks offer covered parking or garage access. The first five are within 0.2 mile of the Square; Van Buren Village and 514 Jackson Avenue feature attached two-car garages at 0.4 mile.
Is parking a problem at Oxford condos during football games?
Yes. Public parking near the Square becomes extremely limited during Ole Miss home football weekends. Condo residents with assigned or covered parking have a significant practical advantage. For STR owners, dedicated parking is one of the most important amenities for game-weekend guests and directly affects booking rates and reviews.
Does parking type affect Oxford condo values?
Yes. Covered parking and dedicated garage access command measurable pricing premiums in the Oxford condo market. This premium is most pronounced in immediate Square-adjacent subdivisions where parking scarcity is highest. Subdivisions with premium parking amenities attract broader buyer pools at resale. Contact Bill Rosenblatt, Broker at Rosenblatt Real Estate, at (601) 842-5588 or bill@rosenblattrealestate.com for Oxford-specific guidance.
Parking configurations are based on publicly available information and building profile data. Specific parking assignments and arrangements should be verified directly with the subdivision HOA and documented in writing before purchase.
How These Market Metrics Apply to Oxford Condo Buyers
Condo buyers in Oxford face a distinct cost structure compared to single-family purchasers. While the single-family median of $475,000 at $240 PPSF (Navica MLS) provides a market-wide benchmark, condo pricing varies significantly by building location, age, and proximity to the Oxford Square and the Ole Miss campus. The HOA fee replaces some costs that single-family owners pay directly (exterior maintenance, building insurance master policy) but introduces collective financial exposure through special assessments and reserve fund adequacy.
The property tax rate of 129.67 mills (Lafayette County 35.51 (MS Code §27-39-303) + City of Oxford 32.65 (MS Code §27-39-307) + OSD 61.51 (MS Code §37-57-105); Annual Tax = Sale Price × 10% homestead or 15% non-homestead × 0.12967 per MS Code §27-35-4; source: Oxford Eagle, Sept. 2025) applies equally to condos and single-family homes within Oxford city limits. The key financial distinction is the assessment ratio: owner-occupied condos at 10% (homestead, MS Code §27-35-4) versus investor-owned units at 15% (non-homestead), creating approximately approximately 50% annual tax differential between homestead and non-homestead on a $475,000 unit. HO-6 condo insurance averages $765 per year in Mississippi (Insurance.com), substantially below the $3,353 HO-3 average because the building master policy covers the structure. However, special assessment risk, which is not reflected in annual HOA fees, is a significant variable that buyers should evaluate through reserve fund analysis before purchase.
Oxford Real Estate Market Data
The following data is sourced from official records and authoritative publications. All figures are independently verifiable.
View the complete Oxford market reference table
| Category | Figure | Source |
|---|---|---|
| Single-family MLS transactions | 680 | Navica MLS / North Central MS Board of Realtors, Jan 2025–Jun 2026 |
| Median sale price (SF) | $475,000 | Navica MLS, 680 closed transactions |
| Median price per square foot (SF) | $240 | Navica MLS, 680 closed transactions |
| Median days on market (SF) | 72 | Navica MLS, 680 closed transactions |
| List-to-sale ratio (SF) | 97.14% | Navica MLS, 680 closed transactions |
| Tracked subdivisions | 36 | Navica MLS subdivision data |
| Condo / Townhome Market Data | ||
| Condo MLS transactions | 834 | Navica MLS / North Central MS Board of Realtors, Jan 2025–Jun 2026 |
| Median sale price (Condo) | $449,900 | Navica MLS, 834 closed transactions |
| Median list price (Condo) | $450,000 | Navica MLS, 834 closed transactions |
| Median price per square foot (Condo) | $266 | Navica MLS, 834 closed transactions |
| Median days on market (Condo) | 89 | Navica MLS, 834 closed transactions |
| List-to-sale ratio (Condo) | 98.68% | Navica MLS, 834 closed transactions |
| Total property tax rate (city) | 129.67 mills | Oxford Eagle (Sept. 2025); Lafayette County Tax Assessor |
| County component | 35.51 mills | Oxford Eagle, “County lowers tax rate” (Sept. 18, 2025) |
| City of Oxford component | 32.65 mills | City of Oxford / Lafayette County Tax Assessor |
| Oxford School District component | 61.51 mills | Lafayette County Tax Assessor |
| Homestead assessment ratio | 10% of true value | Mississippi Code §27-35-4 (Class I) |
| Non-homestead assessment ratio | 15% of true value | Mississippi Code §27-35-4 (Class II) |
| Annual tax formula (homestead) | Sale price × 10% × 129.67 mills (0.12967) | 10% assessment per MS Code §27-35-4 (Class I); 129.67 mills = Lafayette County 35.51 (MS Code §27-39-303) + City of Oxford 32.65 (MS Code §27-39-307) + OSD 61.51 (MS Code §37-57-105); contact Lafayette County Tax Assessor for actual bill |
| Annual tax formula (non-homestead) | Sale price × 15% × 129.67 mills (0.12967) | 15% assessment per MS Code §27-35-4 (Class II); 129.67 mills = Lafayette County 35.51 (MS Code §27-39-303) + City of Oxford 32.65 (MS Code §27-39-307) + OSD 61.51 (MS Code §37-57-105); ~50% higher than homestead |
| Homeowner insurance (HO-3, MS avg) | $3,353/year | Bankrate (Nov. 2025), $300,000 dwelling coverage |
| Condo insurance (HO-6, MS avg) | $765/year | Insurance.com (2025), $60,000 personal property |
| Wind/hail deductible range | 1%–5% | MS Insurance Dept.; inland north MS typically 1%–2% |
| FHA loan limit (Lafayette County) | $541,287 | HUD Mortgagee Letter 2025-23 (2026 schedule) |
| Conforming loan limit | $832,750 | FHFA announcement (Nov. 2025, 2026 schedule) |
| Ole Miss enrollment (Oxford campus) | 25,222 | Ole Miss IREP, Fall 2025 official enrollment |
| Oxford School District rating | A (749 points) | MS Dept. of Education, 2024–2025 Report Card |
| OSD enrollment | ~4,790 students | Niche.com / NCES federal data |
| State transfer tax | None | Mississippi does not impose transfer tax on residential real estate |
| Closing process | Attorney-conducted | Mississippi is an attorney-closing state (not title companies) |
Data Sources and Methodology
- MLS Data: Navica platform, North Central Mississippi Board of Realtors. Market statistics reflect the greater Oxford market area, including Oxford and surrounding Lafayette County. Data period: January 1, 2025 through June 30, 2026. Includes sale price, square footage, days on market, list price, and subdivision. Accessed July 2026. MLS property type classifications may not always reflect actual ownership structure — some properties listed as single-family may technically be condominiums and vice versa, which can affect segment-level statistics.
- Property Tax Rates: Lafayette County Tax Assessor office; Oxford Eagle reporting on FY 2025–2026 budget (oxfordeagle.com, Sept. 18, 2025). Assessment ratios per Mississippi Code §27-35-4.
- Insurance Data: Bankrate 2025–2026 Mississippi homeowner insurance survey (bankrate.com); Insurance.com condo insurance data (insurance.com). Wind/hail deductible data from Mississippi Insurance Department.
- Loan Limits: HUD Mortgagee Letter 2025-23 for FHA limits (hud.gov); FHFA conforming loan limit announcement November 2025 (fhfa.gov).
- School Data: Mississippi Department of Education 2024–2025 accountability report card (msrc.mdek12.org); enrollment per Niche.com and NCES federal database.
- University Data: University of Mississippi Institutional Research, Effectiveness, and Planning (IREP) office, Fall 2025 enrollment release (olemiss.edu/irep).
MLS Data Disclaimer: Market data is derived from the greater Oxford market area MLS records (North Central Mississippi Board of Realtors) and public sources. This information is deemed reliable but is not guaranteed. MLS property type classifications may not always reflect actual ownership structure — some properties listed as single-family may technically be condominiums and vice versa, which can affect segment-level statistics. It is not intended as financial, legal, or tax advice. Consult appropriate licensed professionals for situation-specific guidance.
Contact Rosenblatt Real Estate
Bill Rosenblatt
Broker, Rosenblatt Real Estate, LLC
Phone: (601) 842-5588
Email: bill@rosenblattrealestate.com
This page provides general information about real estate in Oxford, Mississippi. Individual circumstances vary. This is not legal, tax, or financial advice. Consult appropriate licensed professionals for situation-specific guidance.
Last reviewed July 2026 | Part of the Condos Near the Square hub. For parking-specific guidance and subdivision tours, contact Rosenblatt Real Estate.